JOB ROLE/ PURPOSE:

Support in appraising, processing and recovery of SACCO loans in order to enhance portfolio growth and quality in line with the established policies and procedures.

PRINCIPAL ACCOUNTABILITIES SPECIFIC ACTIVITIES
 1. Process client loan applications to ensure timely support and fulfillment of personal financial needs
  • Receive and maintain proper loan clients register.
  • Mobilize and enroll potential customers for various loan products available at the institution.
  • Appraise/screen potential loan applicants and present their requests to the various loan committees at different levels.
  • Keep proper records of clients’ loan security documents.
  • Carefully study the client’s character, credit history and present income, to establish his or her ability to repay the loan.
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 2. Maintain portfolio quality by ensuring effective recovery practices and risk management mechanism
  • Monitoring of the loan portfolio to maintain Portfolio at Risk at less than 2%
  • Arrange and ensure that disbursed loans are recovered as per the set repayment schedules.
  • Assist in the impact evaluation of clients and their performance as a result of using SACCO Loans.
  • Actively participate in periodic performance reviews of URA SACCO.
  • Submit periodic reports to immediate supervisors and Management as may be required.
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3. Develop and maintain stakeholder relationships to ensure implementation of set service standards
  • Provide adequate financial knowledge to customers and cross all institutions products.
  • Manage and stimulate customer relationship to boost savings mobilization.
  • Identify, enroll and train clients following the Institution’s training policies and procedures.
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4. Contribute to the optimal utilization of the SACCO’s resources to ensure maximum benefits to its members
  • To actively participate in the URA SACCO budgeting process.
  • Prepare portfolio reports on specified dates.
  • Participate in weekly, monthly and annual planning meetings.
  • Create and implement work plans to facilitate the realization of the URA SACCO business growth.
PERSON SPECIFICATIONS
Essential requirements: a)     A Bachelor’s Degree in Microfinance, Business Administration, Economics, Commerce, Development Studies, Social Sciences from a recognized Institution.

b)     At least 2 years working experience in a Banking environment or SACCO
Desirable requirements: a)     Experience in marketing, communications and public relations
KNOWLEDGE

The candidate should possess knowledge of;

More opportunities

a)     Basic credit in management practices
SPECIAL SKILLS & ATTRIBUTES

a)     Skills in computer MS SUITE such as Excel, Word, PowerPoint, etc

b)     Capacity to meet tight deadlines with efficiency

c)      Strong decision making and problem-solving skills.

d)     An effective communicator, strong written, interpersonal and verbal communication skills.

e)     Honest, approachable, team player, intelligible and resourceful.

f)       Has unquestionable integrity and strong leadership skills.
AGE LIMIT: BELOW 40 YEARS

Application procedure

Only Online Applications through Portal link https://bit.ly/m/URA-SACCO-JOBS-2023 will be accepted by 1700hrs on Monday 28th August 2023. Details of the scope of services, deliverables, required qualifications, experience and competences can be accessed through the same portal. You will receive a notification in your email if your applicotion has been successfully received. In the event that you are selected as a candidate for the job, it will be a requirement to provide certified copies of academic documents prior to appointment.

Please note:

1) All applicants that had previously applied for any of the positions should reapply.

2) URA Staff SACCO strives for inclusion and diversity and therefore considers all job applicants based on merit. We are an equol opportunity employer committed to having diverse workforce and do not ask for money at any stage of recruitment. Any form of lobbying shall lead to disqualification.

3) Only shortlisted candidates shall be contacted.

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